<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-2730491164323708868</id><updated>2011-11-27T17:07:11.376-08:00</updated><category term='Stock Market'/><category term='General'/><category term='Equities'/><category term='Sensex'/><title type='text'>Doorway &amp; Exchange of Knowledge</title><subtitle type='html'>It is something to gain some extra ordinary or rather to know one's opinion and ideas on any topics. This blog is rather very personal and pratical towards any issues.It is something to know from one points of views and also from others. The topics here been discussed has been categorised to labels for you to easily locate the areas of interest need to refer.</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>24</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-2620125078996553382</id><published>2011-10-31T23:06:00.001-07:00</published><updated>2011-10-31T23:06:36.060-07:00</updated><title type='text'>Consumer's Problems</title><content type='html'>I like to tell you that indeed we face several problems when purchasing a  new products, commodities whether in terms of Electronics, Houseware,  apparels and other stuff. We buy new items to replaced the old  items.&lt;br /&gt;&lt;br /&gt;Notwithstanding, New items create problems. In Today's Mumbai Mirror a  family from Belapur bought an expensive kitchen hob or stove and barely  two months after it was installed it got exploded . The new one which  was bought to replace the old one gave this problem.&lt;br /&gt;&lt;br /&gt;To respite from the old ones we purchased the new products and after  wards some technical problem arises, no doubt we do get the benefits of  warranty for one year and support from the company. The headache is that  no one has a time for the follow up and again there would be a delay  from the company side to send their engineers to look in to their  products.&lt;br /&gt;&lt;br /&gt;I preferably don't change my Mobiles frequently, In spite of spending  extravagant amount and to invite headache for the technical problems and  moreover one has to read the brouchers to use and handle the products.  It is better to use your old one rather going to purchase for the new  one. It is been rightly said "&lt;span style="color:Red;"&gt;&lt;b&gt;OLD IS GOLD&lt;/b&gt;&lt;/span&gt;".&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-2620125078996553382?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/2620125078996553382/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=2620125078996553382' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/2620125078996553382'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/2620125078996553382'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2011/10/consumers-problems.html' title='Consumer&apos;s Problems'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-6587262856254870778</id><published>2011-09-27T22:05:00.001-07:00</published><updated>2011-09-27T22:05:41.966-07:00</updated><title type='text'>Google Handy Tools</title><content type='html'>Google, the name which has rocked in the IT market. Googe is providing many services to its prospective clients.&lt;br /&gt;&lt;br /&gt;1 )&lt;span style="color: Red;"&gt; Google Adwords&lt;/span&gt;  : - Google represents our  websites links to its directories and in SEO  and it advertise our  company's websites based on pay per clicks. The  customer has to define  his package for the pay per click. He has to  fixed the target for an  amount which he has to pay to the Google, when  customer clicks his  website links.It's a paid service and it is very  minimal in costs.&lt;br /&gt;&lt;br /&gt;2 )&lt;span style="color: Red;"&gt; Google Websites&lt;/span&gt;  :- One can develop his own  website totally free of costs under Google  which is available at  Google's home page. But his domain name will have  google name in it.&lt;br /&gt;The catch here only it would be that his website would be free and SEO friendly.&lt;br /&gt;&lt;br /&gt;3 ) &lt;span style="color: Red;"&gt;Google ASdsense&lt;/span&gt;  :- One can make revenue  from Google by advertising Google ads in his  website. When a vistor in  his wesite clicks the link (Google Links), he  would generate the income  as specified by the owner of Google Adwords.  The main disadvantage here  is normally you see the advertisement of  your competitors which  otherwise would not be advisable by any  webowners.&lt;br /&gt;&lt;br /&gt;4 ) &lt;span style="color: Red;"&gt;Google Blogs&lt;/span&gt; :- One can create their own blog under Googe named as blogger which is available total free of costs at &lt;a rel="nofollow" href="http://www.blogger.com" target="_blank"&gt;www.blogger.com&lt;/a&gt;.   Blog is to write the article on a particular subject, as for instance   If one is a shareholder he can write everyday in his blog the prices of   the scripts, the sentiments of the markets, news of the company etc.  His  news will only be read as afar as how his blog is popular.&lt;br /&gt;&lt;br /&gt;5 ) &lt;span style="color: Red;"&gt;Google Toolbar &lt;/span&gt;:-  It is a handy tool for  everyone to use. You can install the toolbar in  your browserand it is  displayed under the browser navigation bar. The  toolbar includes search  bar, with search suggestions, a provision to  add custom buttons and also  one can add bookmarks.&lt;br /&gt;&lt;br /&gt;6 )&lt;span style="color: Red;"&gt; Google Suggest &lt;/span&gt;:-  This toolbar is there in  front of you when you opened google home  page. When you type any search  words in search box, the drop down box  of search box represents the  likely search to narrow your searches. As  for eg  when you type the word  Choclates the google suggest words in  the drop down menu would be  (Assorted Chocolates, Milk Chocolates, Dark  Chocolates etc and etc.&lt;br /&gt;&lt;br /&gt;Thanks &amp;amp; regards&lt;br /&gt;&lt;br /&gt;Sahiwala Software Consultants&lt;br /&gt;&lt;br /&gt;&lt;a rel="nofollow" href="http://www.sahiwala.com/" target="_blank"&gt;www.sahiwala.com&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href="mailto:info@sahiwala.com"&gt;info@sahiwala.com&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-6587262856254870778?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/6587262856254870778/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=6587262856254870778' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/6587262856254870778'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/6587262856254870778'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2011/09/google-handy-tools.html' title='Google Handy Tools'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-5309471766098655587</id><published>2010-09-10T22:27:00.000-07:00</published><updated>2010-09-10T22:28:39.662-07:00</updated><title type='text'>On Line Etiquette's</title><content type='html'>Well, This is an interesting topic to discuss. This is indeed more in to professianalism in writing on the net with discipline and etiquette esp in chat rooms. Until and unless if you use a multimedia systems, more emphasis is not placed towards writing. Otherwise our each word and sentence counts since the opposite person cannot see us.&lt;br /&gt;&lt;br /&gt;It goes here by,When you first contact someone, say hello with an e-mail. Lots of online dating services have smiles or flirts but you can't beat a personal message. You can mention parts of their profile that have caught your attention, and it shows them that you have actually read their profile.&lt;br /&gt;&lt;br /&gt;Everyone is inquisitive when they start conversing with someone online but that doesn't mean you should continually ask questions. Don't give other singles a reason to be put off. You need to just let the questions flow with the conversation. Weave them in naturally. If they bring something up that can lead into a question then ask it. Also give some information about yourself as well then other singles will be more willing to let their guard down a bit.&lt;br /&gt;&lt;br /&gt;Become a good listener. Most people like talking about themselves, and this can lead into you asking a few questions that they will be willing to answer. Plus this shows that you're paying attention, and that can only be in your favour.&lt;br /&gt;Never ask questions or make statements that will put your date on the defensive. Subjects like politics and religion should be left alone for quite a while. Leave these topics of conversation till you know someone very well or even wait until you have met them offline.&lt;br /&gt;&lt;br /&gt;Last but not the least, &lt;span style="color:#cc0000;"&gt;first impression is the last impression&lt;/span&gt;, so be careful talking or chatting with strangers. be polite, honest, sweet and simple in your approach.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-5309471766098655587?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/5309471766098655587/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=5309471766098655587' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/5309471766098655587'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/5309471766098655587'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2010/09/on-line-etiquettes.html' title='On Line Etiquette&apos;s'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-834114341994519605</id><published>2010-04-16T22:56:00.000-07:00</published><updated>2010-04-16T23:04:33.943-07:00</updated><title type='text'>All Izz Well !!!!</title><content type='html'>Hi Folks ! This mantra you know is about from a movie "&lt;span style="color:#ff0000;"&gt;&lt;strong&gt;THREE IDIOTS&lt;/strong&gt;&lt;/span&gt;", its wanna a good movie and lots of morals attahed to it. First and foremost, it's all about our stereotyped system of our society, These great degrees and diplomas are there only to give grief and sorrows and to commit suicides to the students.&lt;br /&gt;My grandpa used to tell me that what's the use of schooling if you doesn't know how to fix a srew and nut bolt, how to do repairs to electricals, and all other pratical issues which come up in our life. He used to say that we are least bother that which flowers and trees are growing in which countries and all algebratic and geometric formullas that is not really applicable to your daily life.&lt;br /&gt;&lt;br /&gt;One has to be pratical and your knowledge pays a dividend when you become useful to others besides earning regular income . Degrees, Awards, Certificates, Medals are counted when you put your knowledge in to practise and more towards human welfare. Remember, there are two types of accounts one has to maintain in their life one is monetory account and another is divine virtues and good deeds.&lt;br /&gt;&lt;br /&gt;A doctor has to see its patients in terms of wealth, he should charged heavy from a wealthy patients and the same has to be contributed free of costs to the poor patients. Life is full of joy and guster and in anyways "All is well". Contribute everything to God. whatever will happen in your life , it will happen for good cause only. Problems and Sorrow will not remain forever. The shelther and sunlight are always there in one's life. So, let's be prepare and welcome with an open arms whatever comes in our life whether in terms of sorrow or happiness.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-834114341994519605?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/834114341994519605/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=834114341994519605' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/834114341994519605'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/834114341994519605'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2010/04/all-izz-well.html' title='All Izz Well !!!!'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-8330388222591921819</id><published>2010-04-01T22:39:00.000-07:00</published><updated>2010-04-01T22:40:43.859-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Equities'/><category scheme='http://www.blogger.com/atom/ns#' term='Stock Market'/><category scheme='http://www.blogger.com/atom/ns#' term='Sensex'/><title type='text'>5 Mantras to survive from slowdown in the Stock Market</title><content type='html'>Hi Folks ! This is an interesting article from rediff the linked of the same has been mentioned above .Investors in the stock market and mutual funds have already seen great erosion in their wealth. That is, the Sensex is down from the highs of January, when it was over 20,000 points, to close at a dismal 9,975.35 points this Friday -- down a whopping 50 per cent in just 10 months. And the last 20-25 per cent decline in the stock market has been so swift that it has taken just seven trading sessions to achieve this feat. To top this, the entire banking and financial system is under a lot of duress. There is a crisis in terms of confidence, with banks sometimes unwilling to lend short-term money to other banks and companies. Does this mean that we are headed for doom and nothing can be done about it? Certainly not, in fact, the great news is that there are steps that we could possibly take now to better prepare ourselves for some tough times ahead. Though there is no silver bullet or short-cut that can save you from a financial crisis of such nature, because no asset can protect itself or generate real returns in a panic situation, there are some key things that a family can do to ensure that they are ready to weather these uncertain times.&lt;br /&gt;Step one: Stay Calm. Don't panic and make rash decisions. Even though you know that selling shares of good companies or mutual funds is the worst thing to do, it is often the first thing that comes to your mind. Of course, this is not to say that if there is money in high-risk, high-return mid-or small-cap funds or stocks, you should not move them. But take a call after you have properly analysed losses that would have incurred in the process. Yes, these are times when you have to be more alert, but translating your alertness into immediate action need not be necessary. You should opt for rational decisions in such times.&lt;br /&gt;Step two: Just a while ago, you would have got calls from head hunters and felt ultra-confident about yourself. But with changing times, it is more likely that these calls will slow down, and so will hikes being offered by companies that are recruiting. Even your own company may not give much of a hike in the next year. But it's time that you do not look at hikes and increments. Instead, be defensive about your existing job. There are several ways of doing this -- right from taking in more responsibilities to improving your skill sets. This could mean putting in more hours, if possible, and working harder and smarter. Be prepared for situations, where your company is pruning its existing workforce and more workload may be coming your way.&lt;br /&gt;Step three: Create a contingency fund aggressively, if you have not already done so. It is far more important now to have that additional cushion. Have at least 4-12 months of expenses in the liquid form, that is, in savings account and fixed deposits, at all points of time. If only a single member of the family is working then it is imperative to have more funds in the emergency kitty. Additionally, take stock of what you can sell in such markets without incurring a loss. Can you borrow against fixed deposits, take a loan against your LIC [&lt;a style="TEXT-DECORATION: none" href="http://money.rediff.com/money/jsp/quote_process.jsp?query=lic" target="_new"&gt;Get Quote&lt;/a&gt;] policy and withdraw from PPF or EPF? Do you have gold that you could possibly sell? Evaluate all possibilities and be ready for all contingencies.&lt;br /&gt;Step four: Perhaps, not taken too seriously, but the most important point -- reduce your expenses. There are two types of expenses: mandatory (groceries, child's education, home loan) and voluntary (entertainment, vacation, eating out and others). While there might be no way of scaling down mandatory expenses, voluntary ones can certainly be scaled down. However, even dealing with your mandatory expenses smartly can help matters. For instance, if you have high-interest home loans (most would have gone up to 12.25 per cent), you can look at refinancing it as there are banks that will offer you a loan for around 10.00-10.5 per cent. This can result in a reduction of the equated monthly instalment (EMI) and improve your cash flows. But it comes at a cost. So you will need to do a cost-benefit analysis of the loan transfer before going for it. If you are paying very high interest rates on credit cards and personal loans, you could do a 0 per cent balance transfer for three months (or slightly more), but refrain from using them till you clear the debt. If you really need to raise cash, opt for relatives instead of institutions or use your fixed deposits, real estate and other investments.&lt;br /&gt;Step five: Have a proper savings budget and continue with your investments in PPF, EPF, SIPs and gold. Most importantly, this is not the time to be adventurous for investing in short-term equity. Doing all the above means you are much better prepared to tackle the bad times. It's important to pre-empt rather than take drastic measures in the future.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-8330388222591921819?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/8330388222591921819/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=8330388222591921819' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/8330388222591921819'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/8330388222591921819'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2010/04/5-mantras-to-survive-from-slowdown-in.html' title='5 Mantras to survive from slowdown in the Stock Market'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-4468263470593035713</id><published>2009-12-11T22:20:00.000-08:00</published><updated>2009-12-11T22:22:50.440-08:00</updated><title type='text'>Investment in Gold and Real Estate's is the better option than any other options.</title><content type='html'>&lt;p&gt;Hi Folks ! You all Guys are getting shocked to discuss and read about the gold and real estate investments, I know rather this is a new topic that ever has been discussed in my blog uptill now. As the name suggests HOUCHPOUCH means the blog covers all the topics. &lt;/p&gt;&lt;p&gt;So, it's a first time I have been covering the entire new topic about the investments. Well, Gold is not needed for the jewellary but it is a one kind of investemnt to oppose inflation. As the price of the gold rises day by day and it has reached up to Rs 18,000/- per 10 grams and it is earmarked rise and has to be notify about it. &lt;/p&gt;&lt;p&gt;Secondly, investment in real estates also counts. &lt;a href="http://1.bp.blogspot.com/_lJXL-sVDiB8/Sx4jSt5-WKI/AAAAAAAAAIM/iA4wVRpSTzA/s1600-h/04sld3.jpeg"&gt;&lt;/a&gt;A person taken a house at Mira Road with one bedroom hall and kitchen before 8 months at around 8 Lakhs sold at a premium of Rs 10,00,000/- within arange of 8 months. So, there is a immense growth of wealth in these two sectors and more obiviously one has to invest a huge capital. &lt;/p&gt;&lt;p&gt;With gold, one can buy the raw gold and also the Gold Bond issued by the government of india and commercial banks in the form of gold coins and bars and with real estate one has to buy a plot of land which costs no more than atleast 75,000/- more in the remote areas. &lt;/p&gt;&lt;p&gt;The other advantges of investing in Gold is it is not volatile like other currencies and it is more stable and the safest kind of investment. Secondly gold is the best security to obtain loans from the bank.&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-4468263470593035713?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/4468263470593035713/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=4468263470593035713' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/4468263470593035713'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/4468263470593035713'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2009/12/hi-folks-you-all-guys-are-getting.html' title='Investment in Gold and Real Estate&apos;s is the better option than any other options.'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-3497501178334691584</id><published>2008-06-28T23:29:00.000-07:00</published><updated>2008-06-28T23:31:41.805-07:00</updated><title type='text'>Bill Payments on line - A Good Bet</title><content type='html'>Online bill payments are good medium of removing the hassle of bill payments. You no longer have to stand in line, keep track of last dates or go to numerous places to pay different bills.&lt;br /&gt; &lt;br /&gt;You can pay all your bills whether electricity, mobile or credit card online. Today one can choose between using an independent bill payment service provider like BillJunction.com and TimesOfMoney.com or you can even opt for the service through your bank. &lt;br /&gt;&lt;br /&gt;Banks like HDFC, ICICI and Citi provide this service to their customers and bills can be paid through phone or net banking or via the ATM (automatic teller machine). &lt;br /&gt;The basic advantage to online bill payments is convenience. Different portals have different features. The advantage of the independent bill service provider is that you can hold any bank account and still use the facility. &lt;br /&gt;&lt;br /&gt;However, you have to be a HDFC Bank account holder to use their service, which is a requirement for the other banks providing the service as well. &lt;br /&gt;&lt;br /&gt;TimesOfMoney.com allows you to schedule future payments, issue standing instructions for automatic payments, use multiple bank accounts and it also provides you with an online archive of your bills. &lt;br /&gt;&lt;br /&gt;All the service providers offer archival facilities for at least the last 36 months' bills. They also offer either SMS or email reminders for the bills that need to be paid. &lt;br /&gt;&lt;br /&gt;You can choose from a manual facility, which requires you to view the bill and pay or an automatic pay route, through which you allow the bank or service provider to directly debit your account once the bill is presented for payment. &lt;br /&gt;Unless the amount is unnaturally high, you will not be notified about the deduction. TimesOfMoney charges Rs 199 for a period of 12 months and allows you to pay unlimited number of bills.&lt;br /&gt; &lt;br /&gt;TimesOfMoney offers the service in Mumbai, New Delhi and Bangalore while BillJunction offers the service in Mumbai, Delhi, Pune, Kolkata, Bangalore, Hyderabad, Ahmedabad, Chennai and Chandigarh. BillJunction charges a one-time registration fee of Rs 50 and has designed packages you can choose from. &lt;br /&gt;For instance, under the Supremo plan you will be charged Rs 160 for 20 bills and the validity period is one year. &lt;br /&gt;&lt;br /&gt;Similarly if you choose to use the SMS bill pay service provided by BillJunction then under the Supremo plan you will be charged Rs 160 for 12 bills in a period of one year. &lt;br /&gt;&lt;br /&gt;Compared with this, Citibank charges a transaction fee of Rs 10 if you utilise the net banking facility and Rs 25 if you use the phonebanking facility. &lt;br /&gt;However, the facility is free to all ICICI Bank credit card and account holders but they need to register as Internet banking customers. HDFC also charges Rs 10 per transaction&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-3497501178334691584?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/3497501178334691584/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=3497501178334691584' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/3497501178334691584'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/3497501178334691584'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2008/06/bill-payments-on-line-good-bet.html' title='Bill Payments on line - A Good Bet'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-599356272190443678</id><published>2007-12-18T01:34:00.000-08:00</published><updated>2007-12-18T01:37:52.492-08:00</updated><title type='text'>HIV and its Sex Related Diseases</title><content type='html'>This is to the reference to the most dreadful disesese of HIV its causes and cures. The propaganda is going all around to prevent the HIV by using condoms and other lubricants. There are helplines, clinics, hospitals, care centres, rehabilitation, to help the patients to cure the disease. I don't know much about this disease its symtoms and cures.&lt;br /&gt;&lt;br /&gt;I really aware and visualize in TV and radio about on going struggle and efforts againts this HIV. There is an anti HIV drive amongst the sex workers and urchins regarding its prevention and cures. It is going to seem to be good to acquaint the people to fight against HIV. There is one question which arises in mind that how this disesase comes or rather where is the root cause of this HIV.&lt;br /&gt;&lt;br /&gt;The answer is simple is that our society becomes very open and liberal towards sex related issues and thanks to internet and other medias for the sites and shots which are very much vulger to see. Today even a child knows very well about this issue. Not to say to school and college goers they are very much advanced in this topic.&lt;br /&gt;&lt;br /&gt;Prostitution, raping, kidnapping, smooching, romance in open air, etc makes the people more erotic which subjects later on sex. Opposite sex attracts each other with their outfits. women especially expose their body giving attraction of sex to males, which indulge in to sex relationship.&lt;br /&gt;&lt;br /&gt;Sex has now not become a taboo in our society anymore which gives rise to this HIV disease. To prevent HIV , our norms of society should gets changed which discourage sex instead of encouraging it. Stop showing erotic movies, porn sites in internet, restrictions to be made in the outfits for college govers and office goers. This leads to the inclination of raping, indulging in bodily relationship, prostitution etc.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-599356272190443678?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/599356272190443678/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=599356272190443678' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/599356272190443678'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/599356272190443678'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/12/hiv-and-its-sex-related-diseases.html' title='HIV and its Sex Related Diseases'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-3846458488405503149</id><published>2007-11-04T21:15:00.000-08:00</published><updated>2007-11-04T21:16:46.083-08:00</updated><title type='text'>Saturday Eve Night</title><content type='html'>Hi Folks, This is to tell you that there is a different feelings and happiness on the weekends sep during the saturday late evenings and nights. There is more relaxation, peace of mind, happiness in each and every mind when saturday comes and why not since there is a great enthusiasm for the next day to come i.e on SUNDAY.&lt;br /&gt;&lt;br /&gt;SUNDAY is the day which is offbeat and its a common man's day as they are free to do anything as they desires. SUNDAY is the king of all the days where we get the time to leisure and relax ourselves and thereby the day to meet our near &amp;amp; dear ones. The day which brings a lot of aroma of happiness and delightfulness in our dealings and behaviour.&lt;br /&gt;&lt;br /&gt;Precedent to Sunday is the day of SATURDAY evening and night with a great array of festive time to enjoy, merry go round, parties, dance shows and pubs where number of people takes advantage of this time and satisfy their urges at this period of time. I am probably not a party goer and at this moment feels to ralaxed and planned for the next day for some excitement, munchings, outgoing, errands and lots more.&lt;br /&gt;&lt;br /&gt;Saturday evening is the dream for SUNDAY which will going to happen and for that we get busy in making schedule for our sweet SUNDAY. And, finally our curosity and form gets fulfilled when SUNDAY comes, and the most worst part of the day also gets counted for SUNDAY as SUNDAY evening is the most worried and horrible part of the day as every one gets indulged for the next day i.e. busiest day of the week to see the arrogant and wild face of our boss and seniors.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-3846458488405503149?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/3846458488405503149/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=3846458488405503149' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/3846458488405503149'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/3846458488405503149'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/11/saturday-eve-night.html' title='Saturday Eve Night'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-721168816917316022</id><published>2007-09-03T05:58:00.000-07:00</published><updated>2007-09-03T06:01:26.548-07:00</updated><title type='text'></title><content type='html'>&lt;a href="http://www.philanthropy.iupui.edu/images/lakefamilyinstitute/enright.jpg"&gt;&lt;img style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand" alt="" src="http://www.philanthropy.iupui.edu/images/lakefamilyinstitute/enright.jpg" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;Hi Folks, I could not wait to tell or rather very eager to inform you that all which happens to be a seminar, conference, Trade fairs, Get Together, Speech, Summons are held to show or to teach a good path to one 's life. The preacher who address to their followers on any issues related to one's life, points out the defects and rectify or gives the solution in general to thier followers on any subjects which relates to them.&lt;br /&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;Whether these leaders, preachers really implements the morality in their own life or rather they are there only to come up with their shows and to narrate their noble and divine ideas to the public in general. The ideas and values becomes noble not only to share and communicate with others but to make those ideas to incorporate in our own daily life. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;I have come across with many leaders and organisers who are unscrupulous and they are there only for the role to give speeches and arrange seminars. If one to give any sppeeches on morality or spirituality, they have to check themselves first whether those moralities are presnt in them. It is very easy to give advice to others but it is very difficult to incorporate those advice in ones life. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;I attended a seminar on health and holistic approach, I got so stuck and amazed with the speaker for their noble and divine speeches. I personally got so emotional to thanks them for giving those noble ideas on the health &amp;amp; holistic approach. Then, there create a doubt in my mind to know whether these ideas and thoughts given by them, gets really implemented by them in their own life or rather they are there only for the speeches and advice.&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-721168816917316022?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/721168816917316022/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=721168816917316022' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/721168816917316022'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/721168816917316022'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/09/hi-folks-i-could-not-wait-to-tell-or.html' title=''/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-6586222186889269062</id><published>2007-08-01T22:57:00.000-07:00</published><updated>2007-08-01T22:58:30.674-07:00</updated><title type='text'>Naam Bade aur Darshan Chote.</title><content type='html'>Hi Folks, This article covers of those people who always brag and boast. They show their richness by showing off thier attire in the form of wealth. They throw huge parties, get together and more or less involved in all activities which they can brag and boast.&lt;br /&gt;&lt;br /&gt;I had worked as an computer software consultant with many small and medium size traders. They did not hesitate me for any sort. They were regular with their payment and other things why not I was also providing sales services. When I got an inquiry from multinationals, I was amazed and eager to work with them. Afterwards it culminated in to sorrow and sufferings from their side towards me regarding very slow process in their infrastructure.&lt;br /&gt;&lt;br /&gt;Big companies are held only to give sorrow and sufferings. It is very difficult to get the payments in government and legal bodies companies. I am very happy working with small compnies. I hesitate or rather stopped in taking even an inquiry with big corporates. So, Finally Naam Bade aur Darshan Chote. I dont understand how these corporates manage their routines.&lt;br /&gt;&lt;br /&gt;The same thing is their with our faith and love towards God. We love god and we do charity and other good deeds to make God Happy. Nowadays, also it has become commercialised. People does good deeds only to show their richness to others. Muslims go to Haj. Haj is compulsory only for once in your lifetime.Today people go for several times and make feel others that they are elite and rich. Once in a village the priests declared to all their people that god has made the presence on their land and declared that he will reward a person who is very generous and kind in all his deeds.&lt;br /&gt;&lt;br /&gt;There became a huge queue of beggars at the gate of temple for the rich people to give alms to them. These peeople thought that by giving more alms and other stuff to beggars we will be rewarded by god. A stranger passing from that village saw this sceneraio and gave some penny to a beggar without having the knowledge of this event. He gave penny with his full heart and love to that beggar. Though in his full life time he had never gone to temples to worship god. He made the god to stay him in his heart and during his life time he was doing all good deeds without any intention of any sort of rewards. Finally that stranger was selected for the reward by the almighty.&lt;br /&gt;&lt;br /&gt;So, Please be simple and live what you are. Dont ever try to show your wealthiness at the cost of your life. And finally Naam Bade aur Darshan Chote.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-6586222186889269062?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/6586222186889269062/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=6586222186889269062' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/6586222186889269062'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/6586222186889269062'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/08/naam-bade-aur-darshan-chote.html' title='Naam Bade aur Darshan Chote.'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-1801087332132828417</id><published>2007-07-22T23:17:00.000-07:00</published><updated>2007-07-22T23:19:04.298-07:00</updated><title type='text'>Good Deeds What God Needs.</title><content type='html'>Good Deeds, Indeed Good deeds to say is to pray to god and observing rituals. In a complete sense it include all those stuff which makes you feel pure and better so as to able to live happily and to others. I had seen Gurus, Saints, Sanyasis, Maulana who are very religious and dear and near to God. Its really to believe are they happy from inside or pious in their dealing with others.&lt;br /&gt;&lt;br /&gt;Enchanting Mantras and Rosary does not make one to come near to God. What God wants do all they people knows. They only know to worship almighty one has to go to Temples, Gurudwara, Masjid, Mosques, Church, Fire Temples, Pagoda etc. Worship in the real sense is to make capable to ourself in such a way as you cannot swing your mood in any circumstances. Anger, Greed, Arrogant make the man Evil. God like only those who can empower with all these evils.&lt;br /&gt;To remain calm and intellect is the prerequsite to come close to almighty.&lt;br /&gt;&lt;br /&gt;I can narrate the very good example of Mr Swami Vivekanand, Who once visited to British Council at London. To show his generousity and populace of him he never got annoyed when the Bhagwat Geeta was placed at the bottom of all the religious books. The Veteren Officer insulted him by telling that Bible is more Popular and believable than Bhagwat Geeta. That's Why it is been placed on the top of all religious books.&lt;br /&gt;&lt;br /&gt;Mr Swami Vivekanand did not lose his temper and he laughed and slowly he pushed the Bhagwat Geeta little to make all the books fall at one go. He explained and said that of on all the books bhagwat Geeta is the base or Foundation. If some one would there at his place he would make the situtation tense and wild and put unnecessary violent at the council. Everybody got admire with him and praised his intellect.&lt;br /&gt;&lt;br /&gt;Even helping other in their rescue is the biggest prayers of all the prayers. Once in a temple the saint gone to a pool of water to have a bath for his session of mantras and artis to begin in a short time. When he saw the lady getting drowned in the pool, he abondoned his prayers for the sake of a lady to get her save from the death.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;span style="color:#ff0000;"&gt;So be wanna become the children of God by only throwing the tantrums and becoming spiritual as shown in the above examples&lt;/span&gt;&lt;/strong&gt;.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-1801087332132828417?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/1801087332132828417/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=1801087332132828417' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/1801087332132828417'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/1801087332132828417'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/07/good-deeds-what-god-needs.html' title='Good Deeds What God Needs.'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-8714543644826577841</id><published>2007-06-09T02:05:00.001-07:00</published><updated>2007-06-09T02:05:40.129-07:00</updated><title type='text'>The Status of a Wealthy Person</title><content type='html'>Hi Folks, This is wanna something related to show of to others in th form of attire, status, royality etc. I don't understand is that it counts to others in quality. Quality does not mean to lead a comfortable life or rather to put an image of an elite to others. Money, richness cannot judge the worthiness of a person. &lt;br /&gt;&lt;br /&gt;On the Contrary they are very worst than to the ordinary people. They (Big tycoons) are very greddy and miser in their dealings. They are only there to accumulate weath but cannot give to others in the form of donation, charity or by helping others in the monetary form. They are there only to spend money on gambling, discotheques, Horce Races, Kitty parties, Buying all prestigious and valuable stuff. They make cry to their employees, workers by making them helpless and extracting very hard and more work from them. &lt;br /&gt;&lt;br /&gt;I thought that they are ever happy in their life than to our ordinary people, but I was wrong they live a very hectic life and thay are always puzzle with their life. Their business mostly of them goes on a rolling basis. They are in a deep debt with the banks and financial institutions. Inspite of this they dont understand but always wants to show their richness by making a show of them with buying new bunglows, flats, large scale parties and wedding, so their reputation does not get disturbed among their circle. &lt;br /&gt;&lt;br /&gt;They take due care of their prestige and status and they always maintain their status in the market and in their family at the expense of their life. They are very poor and sad from inside and always feel insecure with their life. What is the use of this wealth which cannot give happiness and comfort. They are very egostic and never manage themselves in low key areas. &lt;br /&gt;&lt;br /&gt;They does not get a sound sleep but always getting worry with some sort or other. With this their heath gets affected and gets attached with many dreadful diseases. More the person is wealthy more he is close to diseases. I had seen many posh people consume more medicines than to hard working labour jobs. This is a lesson to you that money makes a person arrogant he loses his own identity and treating others as slaves. He becomes restful and so he gets caught by many diseases.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-8714543644826577841?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/8714543644826577841/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=8714543644826577841' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/8714543644826577841'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/8714543644826577841'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/06/status-of-wealthy-person.html' title='The Status of a Wealthy Person'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-2819930142596745579</id><published>2007-06-05T23:33:00.000-07:00</published><updated>2007-06-05T23:47:25.591-07:00</updated><title type='text'>Ways to Generate more Income.</title><content type='html'>&lt;a href="http://www.dream-dollars.com/wallpaper/WP-Money.jpg"&gt;&lt;img style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand" alt="" src="http://www.dream-dollars.com/wallpaper/WP-Money.jpg" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;I have noticed many people who are very eager to earn more as to make easy going with their livelihood. Working hard do not put you in to loss, but extremely too hard can cause a subtle effect. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;There should be always to maintain a balance in life. Too much or too less can put you in to harm. There are side effects for any cause. Working more than 8 hours in a day puts your health in a pathetic conditions and you will be in the hands of many dreadful diseases. So one has to be very careful to take up with any issue, one has to study its pros and cons. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;I can give you the best example of my neighbour who had come for my advice to give job to his wife from my circle. I told him that doing a job is not easy and that to ladies. He narrated me that there is no solution to run our house. I gave him a niche idea why you dont cut down your costs in your routine life so as to save more money and there by generating more income. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;Cutting down your costs or expenses can give you better relief and peace of mind and thereby generating more income Like suppose &lt;/div&gt;&lt;br /&gt;&lt;div&gt;1 ) If you are non- veg put in a habit to become veg as non veg foods are more expensive and more over veg foods enhances your health and put you out from many dreadful diseases.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;2 ) Try to make home made dishes as freaking out would be more expensive and time consuming.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;3 ) Like wise for shorter distances go by walking instead of using vehicles there by reducing the costs of your fuel and moreover you would be getting good exercise to your body in the form of walking. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;4 ) House wives also generate income in the form of saving as with office goers women in the form doing the household chores like cooking, washing, cleaning, buying groceries, caring, supervising, imparting education to their kids. As office goers women don t get the time and as they keep maids for which they have to incur higher expenses. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;5 ) Changing habits and life styles also make contribution in the form of savings. Lead a normal and simple life which make you feel better and comfortable. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;6 ) Showy people spend extravagant to show its prestige and there by incuring heavy expenses and loss. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;7 ) Meditation, yoga, prayers makes your mind cool and relaxed and you will spend only on those subjects which really minds you. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;There are many ways to make your expenses reduce but it should not go in that way that make you to put it in a great hardships otherwise the life will become dull and boring and make other people seem to believe that he is so miser that he cant intake proper food as to save his money.&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-2819930142596745579?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/2819930142596745579/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=2819930142596745579' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/2819930142596745579'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/2819930142596745579'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/06/ways-to-generate-more-income.html' title='Ways to Generate more Income.'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-7365401360946632972</id><published>2007-05-30T21:29:00.000-07:00</published><updated>2007-05-30T21:33:38.851-07:00</updated><title type='text'>Short Story of a King who had lost his only one son...</title><content type='html'>We all are very bound to our habits. We moreover exercise our duties which are abound by our habits. One should always be dynamic to recast from ones habit. Habit or daily routine plays a very important role in our life. One can easily capable on going to its daily chores which are fixed by certain rules and restrictions which becomes our habit. To get breakthrough from our habits gives us a new look and insight of any matter and issues.&lt;br /&gt;&lt;br /&gt;We are bound to do a particular task because we are traditionally fixed to it. We cannot cross its boundaries as we are attached to it. Habit is directly influenced by our current sceneraios of economic, cultural,religious and political boundaries. One can become an extraordinary when one can removes its habits. one should be so couraged to try out some different ways to come out from routine. Everyone and everybody follows the same path but no one comes out with new and different proposal.&lt;br /&gt;&lt;br /&gt;One can become special when someone comes with new inventories like Newton- For its gravitational force, Mahatma Gandhi -As a non violence freedom fighter. There was a king who had only one son who was born and brought up with a lot of pampers. One day a son got lost in a jungle when king had gone for hunting. The King got very upset and he declared a huge price for his small son who was hardly a year old. With great efforts from his people all had gone in vain. The king had lost his hope of about his son.&lt;br /&gt;&lt;br /&gt;After seven years of time the king had gone to jungle for hunting. In jungle he got a very strange creature, a creature who was looking like a human being but behaviours liks a bear. The king got that creatiure to his kingdom and after great examination he assumed that he is no more a creature but his lost son. After imparting knowledge and education , He told the king that I was lost in jungle and I had been brought up by a small groups of wild cats and bears.Living with them he forgot his own indentity of a human being and started realising that he himself is a bear.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;span style="font-size:130%;color:#ff0000;"&gt;So ones habit is so grossly embossed by its influence and environment one become used to it and one really face hardships and troubles in his own life.&lt;/span&gt;&lt;/strong&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-7365401360946632972?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/7365401360946632972/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=7365401360946632972' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/7365401360946632972'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/7365401360946632972'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/05/we-all-are-very-bound-to-our-habits.html' title='Short Story of a King who had lost his only one son...'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-5051017019708911981</id><published>2007-04-26T06:00:00.000-07:00</published><updated>2007-04-26T06:09:05.211-07:00</updated><title type='text'>Naam bade aur Darshan Chote</title><content type='html'>Hi Folks, This article covers of those people who always brag and boast. They show their richness by showing off thier attire in the form of wealth. They throw huge parties, get together and more or less involved in all activities which they can brag and boast.&lt;br /&gt;&lt;br /&gt;I had worked as an computer software consultant with many small and medium size traders. They did not hesitate me for any sort. They were regular with their payment and other things why not I was also providing sales services. When I got an inquiry from multinationals, I was amazed and eager to work with them. Afterwards it culminated in to sorrow and sufferings from their side towards me regarding very slow process in their infrastructure.&lt;br /&gt;&lt;br /&gt;Big companies are held only to give sorrow and sufferings. It is very difficult to get the payments in government and legal bodies companies. I am very happy working with small compnies. I hesitate or rather stopped in taking even an inquiry with big corporates. So, Finally &lt;span style="color:#ff0000;"&gt;&lt;strong&gt;Naam Bade&lt;/strong&gt;&lt;/span&gt; &lt;span style="color:#ff0000;"&gt;&lt;strong&gt;aur Darshan Chote&lt;/strong&gt;&lt;/span&gt;.&lt;br /&gt;&lt;br /&gt;I dont understand how these corporates manage their routines. The same thing is their with our faith and love towards God. We love god and we do charity and other good deeds to make God Happy. Nowadays, also it has become commercialised. People does good deeds only to show their richness to others. Muslims go to Haj. Haj is compulsory only for once in your lifetime.Today people go for several times and make feel others that they are elite and rich.&lt;br /&gt;&lt;br /&gt;Once in a village the priests declared to all their people that god has made the presence on their land and declared that he will reward a person who is very generous and kind in all his deeds.There became a huge queue of beggars at the gate of temple for the rich people to give alms to them. These peeople thought that by giving more alms and other stuff to beggars we will be rewarded by god.&lt;br /&gt;A stranger passing from that village saw this sceneraio and gave some penny to a beggar without having the knowledge of this event. He gave penny with his full heart and love to that beggar. Though in his full life time he had never gone to temples to worship god. He made the god to stay him in his heart and during his life time he was doing all good deeds without any intention of any sort of rewards.&lt;br /&gt;&lt;br /&gt;Finally that stranger was selected for the reward by the almighty. So, Please be simple and live what you are. Dont ever try to show your wealthiness at the cost of your life. And finally Naam Bade aur Darshan Chote.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-5051017019708911981?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/5051017019708911981/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=5051017019708911981' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/5051017019708911981'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/5051017019708911981'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/04/naam-bade-aur-darshan-chote.html' title='Naam bade aur Darshan Chote'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-5914095910089054965</id><published>2007-03-30T23:44:00.000-07:00</published><updated>2007-03-30T23:47:34.054-07:00</updated><title type='text'>Internet - Reliable Source Of Information</title><content type='html'>&lt;a href="http://atp.nlb-online.org/Lessons/unit6/unit6.4/images/internet.gif"&gt;&lt;img style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand" alt="" src="http://atp.nlb-online.org/Lessons/unit6/unit6.4/images/internet.gif" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;Internet plays a very important role in our daily lives, without which our life would have become stable and steady. It is very useful to corporates, individuals, proffessionals, industrialists etc. It is very easy to operate but one should know the addresss of the particular websites. Not to say of about an e mail which transmits information with no seconds of time to any parts of the world. One can download any contents, matter, articles, logos, images and share the information to others.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;Internet has become a source of incomes to the proffessionals like Website Designers, Software programmers, Bidders,Share holders, Web housters, etc. To mange housting of sites is also an art. One of my friend who is very expert in extracting the information. He is so brilliant the he minimise all the open sites windows when it is in the process of downloading and gathers the information when it gets downloads.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;I was also using the net for e mail and hosting of sites. When I used internet for lond period,I came across with the new stuff i.e. how to make an income, google cash income, freelancing work, frelancers forum, yahoo groups and many more. Internet has definitalyhas given boom to us in our proffession and one has to get well acquainted with the net. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;I am requesting those people who lives in non computer stage to buy a computer and connect to the net for getting uptodate and brings modernisation in their real life. for more information of buying software and internet and hardware problems please visit &lt;a href="http://www.sahiwala.com/"&gt;http://www.sahiwala.com/&lt;/a&gt; &lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-5914095910089054965?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/5914095910089054965/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=5914095910089054965' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/5914095910089054965'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/5914095910089054965'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/03/internet-reliable-source-of-information.html' title='Internet - Reliable Source Of Information'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-6250183763954337749</id><published>2007-03-17T21:53:00.000-07:00</published><updated>2007-03-17T22:03:22.587-07:00</updated><title type='text'>Decline of Mumbai Mills</title><content type='html'>&lt;div&gt;Once stood at Lower Parel and Byculla area, I had recognised the textile mills stood in these areas. There were huge source of employement in the city. Now there is no such sceneraio available to look in to these areas. People used to live happily and natural life, why not, they were very hard working, deligent. There were no computers and experts who were having the knowledge to operate the machines were doing their job gracefully. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;I have my own experince of mill workers to share with you. These blue collars are very good by their heart. I really respect them but they are all disappeared as the mills shut down. In place of mills big malls, shopping complex and residential towers had emerged. This is the grim postion of our Indian land. &lt;/div&gt;&lt;a href="http://www.hinduonnet.com/fline/fl2022/images/20031107004303001.jpg"&gt;&lt;img style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand" alt="" src="http://www.hinduonnet.com/fline/fl2022/images/20031107004303001.jpg" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;Indians culture and tradition were ever there for these blue collar people. Nowadays it got so modernised that manufacturing activities had vanished and malls, multiplexes had come in to foreplay.I really love workers and eurchins as they are very good and polite in their hearts.&lt;br /&gt;During my childhood I remember those days af Lalbaug area where people used to go to mills and eating Wada Paav and chilling out at &lt;strong&gt;&lt;span style="color:#ff0000;"&gt;JHUNKAA BHAKAAR&lt;/span&gt;&lt;/strong&gt;. Not to say of &lt;strong&gt;&lt;span style="color:#ff0000;"&gt;BHARAT &lt;/span&gt;&lt;span style="color:#ff0000;"&gt;MATA&lt;/span&gt;&lt;/strong&gt; cinema. Where Marathi Pictures were getting released every friday. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;I respect Maharashtrians and their culture. Married Women used to tie Mogra Garlands on their back of head, Green bangles and Red Sindoor. Still you can see that glamour in Lalbaug and surrounding areas. Now it is fast vanishing.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;Our culture has been getting detoirated in the hands of western culture which is very artifical.&lt;br /&gt;People nowadys are become showy . We always take care of our heriage sites and do want to preserve them so as to remember our past and golden days.Why people never restore their original culture and traditins, occupations which was like a heaven in this lands of India.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;This land of our country has been sold off to the western culture by our dirty politicians. They play a dirty game and spoiling our heritage and culture for the sake of money.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;I do tell you about my experience at Lower Parel area in the year&lt;span style="color:#ff0000;"&gt;&lt;strong&gt; 1995&lt;/strong&gt;&lt;/span&gt; where I were used to work as an Accountant in the Printing press. During those days my Boss was undertaking the job of printing work from Kwality Icecreams. We were printing the Icecreams wrappers of Kwality Products. I had a very long Experience of these blue collar workers.&lt;br /&gt;They used to come at thier usually job timings of about 8.30 am in the morning. Before delegating to their work they used to wear thir Job Clothes and after that Puja Path of Ganesha, Durga matta whatever and lighting of agarbattis and Diyas. They were distrubuting prasad among each other. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;This loveness and kindness are rarely seen in todays modern and mobile world. I really adore and admire their characters and personality which is been due share in our developing our country and to preserve its rights and privildges. &lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-6250183763954337749?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/6250183763954337749/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=6250183763954337749' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/6250183763954337749'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/6250183763954337749'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/03/decline-of-mumbai-mills.html' title='Decline of Mumbai Mills'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-4590186397685775190</id><published>2007-02-28T03:10:00.000-08:00</published><updated>2007-02-28T03:20:21.738-08:00</updated><title type='text'>Hard People are real life Heros</title><content type='html'>Hi folks ! Hard people always gets due respect in the society. They always like and love their work. They are work alcholic. They used to manage their work so efficiently and effectively not to describe in words.&lt;br /&gt;&lt;br /&gt;They always prosper and gets achievement in thier goals. They want to keep themselves always in their work. They think, write, talk, listen and with every moments of their body wants to get involved in their work, In fact they are very hard working and deligent in their approach.&lt;br /&gt;&lt;br /&gt;I wanted to share my experience with many guys who were really mind blowing in thier work. I really got enthusiasted and learned from them how to become smart, talented and easy going to your work. These two of my friends are doing not white collor jobs but as a salesman. This friend named&lt;span style="color:#ff0000;"&gt;&lt;strong&gt; RAJU&lt;/strong&gt;&lt;/span&gt; who is doing the duty of 13 hrs in his vocation as a salesman in a medical shop. Though I am from different field but I got impressed from his personality and the way of doing the work. This chap is working like a machine and that to non stop. He doent get the time even for his food. He narrates to me that he really gets exhausted and tired when he reaches home late night.&lt;br /&gt;&lt;br /&gt;The medical shop where his job is also located in a posh area and they have a huge clientele lists. He himself does a business of nearly &lt;strong&gt;&lt;span style="color:#ff0000;"&gt;50,000/- to 75,000/-&lt;/span&gt;&lt;/strong&gt; per day. He is really a mind blowing guy and he definately became one of my good friends.&lt;br /&gt;&lt;br /&gt;I doesnt like people simply wasting time in unimportant issues. I hate lazy and dump people. I really doesn't like teenagers going to colleges in the name of studies but busy getting involved in some other unrelated subjects. &lt;strong&gt;&lt;span style="color:#ff0000;"&gt;So, Keep your mind always busy in your work which keeps you energetic and successful. Epedemics and diseases always gets caught to those people who are lazy and lethargic. They have a very slow system of digestion then to hard working people. &lt;/span&gt;&lt;/strong&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-4590186397685775190?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/4590186397685775190/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=4590186397685775190' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/4590186397685775190'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/4590186397685775190'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/02/hi-folks-hard-people-always-gets-due.html' title='Hard People are real life Heros'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-4418830799225495887</id><published>2007-02-06T21:04:00.000-08:00</published><updated>2007-02-06T21:06:13.539-08:00</updated><title type='text'>Procastination leads to failure</title><content type='html'>Hi Folks ! Procastination creates hampers in ones life. One cannot achieve success and attaining the goals of life. If one pushes its work for a longer time, he would not come out of it. The work becomes subtle afterwards. one can gets sublime if the task is finished within no seconds of time.&lt;br /&gt;&lt;br /&gt;I had observed that man gets lazy and hestitate for a certain type of work. Why ? the reason is that , might that work is least interested to him or he is coerce to do that work. If one prolonges his work he will lose interest in that and he will never finishes his work.&lt;br /&gt;&lt;br /&gt;I had seen in many big organisation, the management and infrastructure of that company is so build that they can achieve even a very substantial tasks through effective planning and proper management. If you manage your task even the boring work also will create an interest and you will be directed to finish it soon. If you could not cope up with your projest and eliminating by procastinating you will never accomplish it. Break thats tasks in to small modules and take those modules one by one so as to finish up that tasks fully.&lt;br /&gt;&lt;br /&gt;Achievement and success will only comes in a way when you will tactfully complete that tasks. Completion of tasks will only takes place when it has been done fully. I observed the work in process to finish that tasks goes very smoothly and when it comes to near completion the hindrances arises in the form of procastination like people feels now there is more time to submit the reports or to take the blue prints or rather when the completion of repairation of any machines is done it does not mean that work has completed. The work only gets completed when its tools and other equipments for the repairation of machines has been placed at its original place.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;span style="color:#ff0000;"&gt;Last time never comes and we loose the oppurtunity though we had done our great tasks but we fails to deliver it in a propoer time only for the procastination&lt;/span&gt; which we held at the last moment&lt;/strong&gt;.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-4418830799225495887?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/4418830799225495887/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=4418830799225495887' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/4418830799225495887'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/4418830799225495887'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/02/procastination-leads-to-failure.html' title='Procastination leads to failure'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-3335643311812550536</id><published>2007-01-19T21:54:00.000-08:00</published><updated>2007-01-21T23:36:35.292-08:00</updated><title type='text'>Live and enjoy with Nature</title><content type='html'>&lt;div&gt;Hi Folks, This is to tell you all peple that live with nature. Remove your precious time to spend with nature. I have seen many people living an artificial life like Discos, Pubs, Joints, Sizzlers, Shopping, Long Drives, Movies, Get toghther, Kitty Parties etc. They even not bother about their prevailing climate, environment etc. &lt;/div&gt;&lt;a href="http://www.wallpaper.net.au/wallpaper/landscapes/Grand%20Waterfall%201%20-%201024x768.jpg"&gt;&lt;img style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 200px; CURSOR: hand" alt="" src="http://www.wallpaper.net.au/wallpaper/landscapes/Grand%20Waterfall%201%20-%201024x768.jpg" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;All modern amenities have come in to foreplay like Geysers, Air conditioners, Water Coolers, Tower Fans, Chandiliers, etc. People have become used to with these accessories. Without which they cannot live. See, Rural people life they are so strong enough that they bath with chilled water early in the morning. they are so strong enough to fight any disesase. what are there diet simple chappati and onion or potatoe bhaji. They are more happy and content than us. They enjoy every moment of life with great charm and with enthusiasm.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;I have seen many movies in which an actor lives with nature, talk with nature, talk with wild life flora, fauna, birds, animals like in &lt;strong&gt;&lt;span style="font-size:130%;color:#ff0000;"&gt;Krissh&lt;/span&gt;&lt;/strong&gt; where &lt;strong&gt;&lt;span style="color:#3366ff;"&gt;Hritik &lt;/span&gt;&lt;/strong&gt;leads a very happy and peaceful life. NO sooner when he comes to a big city people instead of respecting his ability starts to exploit and commercilised his ability. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;so, Please live with nature spend your vacation with nature by going to villages and live with them,drink water from well, eat those chappatis, help them in their daily chores (Ploughing and cultivating fields) , take deep breath, sit under a shelther of tree like sharukh khan in Swades and feel their trauma , poverty, self respect, loveness, kindness, selfishness. You will really enjoy it . Do regular meditation and your prayers and manage your like to give enough time to the Gods Gifts Nature.&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-3335643311812550536?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/3335643311812550536/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=3335643311812550536' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/3335643311812550536'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/3335643311812550536'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/01/live-and-enjoy-with-nature.html' title='Live and enjoy with Nature'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-6737674518572733542</id><published>2007-01-16T02:01:00.000-08:00</published><updated>2007-01-16T02:23:47.209-08:00</updated><title type='text'>Buzz of Bollywood Personalities</title><content type='html'>&lt;a href="http://www.bollywood.cz/img/BollywoodEuro.jpg"&gt;&lt;img style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 320px; CURSOR: hand; TEXT-ALIGN: center" alt="" src="http://www.bollywood.cz/img/BollywoodEuro.jpg" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;Hi Folks ! This is to tell you why there is so much fuss and buzz of any celebrity. I dont know that why people go in such a long way to interfere in someones life. I am talking of about the bollywood celebrities.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;The people are very concern of about their personal life. &lt;strong&gt;&lt;span style="color:#3366ff;"&gt;when they will get married or whether it is a second marriage or not?. Why they go to temples bare foot.&lt;/span&gt;&lt;/strong&gt; Lets all celebrities go to hell why to bother them. They all are paid personalities. They are been paid for their glamour, glory, acting, performance etc. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;I mean to say that you should not be so crazy after them. I have seen many people getting crazy after &lt;strong&gt;&lt;span style="font-size:130%;color:#ff0000;"&gt;Big B&lt;/span&gt;&lt;/strong&gt;. When they discuss or apreciate, I feel really disgusting about it. He has been paid by us, On the contarary he has to be after us. In business point of view sellers are always after the customers and not vice versa.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;Lets discuss some good personalities whom had change and support our daily life like great scientists. Last but not the least even politicians are also very helpful to us. We should discuss of about them their Birthdays, Likings and moreover their personal life.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;I always remember the great personalities for thier fortitude and greatness. One should remember those personalities , whom had given their life for good cause. A person is always remember for ever when he comes to use for others. People always reminds him even after his death.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;span style="color:#ff0000;"&gt;&lt;strong&gt;Lets spends no time in intervening the bollywood personalities but to remember those who really does good deeds and to become one like them. &lt;/strong&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-6737674518572733542?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/6737674518572733542/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=6737674518572733542' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/6737674518572733542'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/6737674518572733542'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/01/buzz-of-bollywood-personalities.html' title='Buzz of Bollywood Personalities'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-9023547411425829384</id><published>2007-01-12T23:09:00.000-08:00</published><updated>2007-01-12T23:15:30.432-08:00</updated><title type='text'></title><content type='html'>&lt;a href="http://www.christmascarnivals.com/images/calendar/christmas-calendar-06.jpg"&gt;&lt;img style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 320px; CURSOR: hand; TEXT-ALIGN: center" alt="" src="http://www.christmascarnivals.com/images/calendar/christmas-calendar-06.jpg" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;This year has come with new offerings, challenges, oppurtunities, ideas and new concepts to change the enity of ones self. This is the only time to give up with the bad ideas and develop contemporary styles and ideas. We always takes new resolutions in the new year to put in to habits those reslutions in our entire life.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;This is only the time to rejenuavete ourself and the aura of our body and suroundings.We have to enlighten ourself so as to see changes in ourself and surroundings. I have seen many people who are stereoyped and restrict to change themselves. We should be dynamic in our attitude and approach. We should develop new ideas and beliefs as per changing world environment. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;Todays coomunication is so fast to reach our message with no seconds of time. In this Information technologhy one can accesss internet to get information and knowledge of the whole world. The world is becoming shorter and shorter that even we could not believe the person there at overseas is there next to us thanks for internet chatting and e mail. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;In this world, I find many people orthodox and unfamiliar with this concepts. They never change their attitude and always stick to their old attitude. They are always sick in their outlook and dealings. An intelliigent man is so called when he has couraged to change his attitude and nature. One has to be dynamic like &lt;strong&gt;&lt;span style="color:#ff0000;"&gt;Pandit Jawaharlal Nehru.&lt;/span&gt;&lt;/strong&gt; He was a dynamic person who always love to live with changes.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;Changes makes a perfect man. Without changes he always remain stable and fugile. His life will become dull and boring. So with new year change your habits like change your habits for your outlook, food patterns, changing Life styles, Behaviour patterns, ettiquete patterns, dealings, etc. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;strong&gt;&lt;span style="font-size:130%;color:#ff0000;"&gt;Welcome this new year by taking the new resolutions and adhere to your new resolutions to your entire life which makes your life fresh and recreating .&lt;/span&gt;&lt;/strong&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-9023547411425829384?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/9023547411425829384/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=9023547411425829384' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/9023547411425829384'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/9023547411425829384'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/01/this-year-has-come-with-new-offerings.html' title=''/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2730491164323708868.post-5492869326161729691</id><published>2007-01-10T23:31:00.000-08:00</published><updated>2007-01-11T20:39:02.204-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='General'/><title type='text'>Intractable Issues.</title><content type='html'>&lt;a href="http://media.bestprices.com/content/isbn/88/0192806688.jpg"&gt;&lt;img style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 320px; CURSOR: hand; TEXT-ALIGN: center" alt="" src="http://media.bestprices.com/content/isbn/88/0192806688.jpg" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;a href="http://media.bestprices.com/content/isbn/88/0192806688.jpg"&gt;&lt;/a&gt;&lt;div&gt;&lt;span style="font-size:130%;"&gt;We &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_0"&gt;hear ed&lt;/span&gt; many times the news which are very difficult to listen or rather to get understand. It is out of perception, beliefs and intractable. One cannot understand how this can happen. We get amazed and shocked to hear the typical news and information.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-size:130%;"&gt;&lt;br /&gt; &lt;/div&gt;&lt;/span&gt;&lt;div&gt;&lt;span style="font-size:130%;"&gt;We need to go insight of this problem and need to redress this &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_1"&gt;suffering's&lt;/span&gt; and turmoil of this news. In &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_2"&gt;today's&lt;/span&gt; world we get all types of news only related to sorrow, criticism, sufferings, hardships, corruption and exploitation. The world is now no more &lt;span class="blsp-spelling-error" id="SPELLING_ERROR_3" onclick="BLOG_clickHandler(this)"&gt;philantrophic&lt;/span&gt; in its nature. Everywhere and every now and than the disasters, &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_4"&gt;untoward&lt;/span&gt; and catastrophe events happens which brings &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_5"&gt;blues&lt;/span&gt; in to our life. Forget about natural calamities but man made calamities are very brutal and violent in nature. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-size:130%;"&gt;&lt;br /&gt; &lt;/div&gt;&lt;/span&gt;&lt;div&gt;&lt;span style="font-size:130%;"&gt;I shall discuss of my personal incident which happened to me where all the roads and ways were chocked off at the &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_6"&gt;deluge&lt;/span&gt; day. News were spread not to come out from your houses because the heavy rain happened to be for next twenty four hours except in case of an emergency. I managed to get an errand with my brother at coastal dock where the security prevented us not to go near. I regretted him and told that it would be better for me to die in the hands of nature. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-size:130%;"&gt;&lt;br /&gt; &lt;/div&gt;&lt;/span&gt;&lt;div&gt;&lt;span style="font-size:130%;"&gt;Why to die in Trains, Buses, Taxis or rather any public places where man made bombs has been clandestinely placed. It is better to give our life to god. I never get scared of death. Who wants to live in this dark and black world where life is full of dust and waste. Where people makes money in the name of religion, &lt;span style="color:#cc0000;"&gt;&lt;em&gt;&lt;strong&gt;Where there is no respect for elders, no respect for parents and teachers, Artificial life, Kidnapping, Raping, &lt;span class="blsp-spelling-error" id="SPELLING_ERROR_7" onclick="BLOG_clickHandler(this)"&gt;Aassination&lt;/span&gt;, rampage and etc.&lt;/strong&gt;&lt;/em&gt;&lt;/span&gt; &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-size:130%;"&gt;&lt;br /&gt; &lt;/div&gt;&lt;/span&gt;&lt;div&gt;&lt;strong&gt;&lt;span style="font-size:130%;color:#6600cc;"&gt;One has to lead a beautiful life with as much as love and caring from others. Life should be filled up with Joys and delight. There should be a flora and fauna in our surroundings. There should be a happy and great news when someone glue to their TV. Otherwise it would be very hard to live in this demons world.&lt;/span&gt;&lt;/strong&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2730491164323708868-5492869326161729691?l=gyann.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://gyann.blogspot.com/feeds/5492869326161729691/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2730491164323708868&amp;postID=5492869326161729691' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/5492869326161729691'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2730491164323708868/posts/default/5492869326161729691'/><link rel='alternate' type='text/html' href='http://gyann.blogspot.com/2007/01/intractable-issues.html' title='Intractable Issues.'/><author><name>Mohammed S Nulwala</name><uri>http://www.blogger.com/profile/00477463004917991507</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry></feed>
